Fullstack AI-Native Engineer (Fintech)

DevelopmentVietnamFlexibleFull-time

We’re building financial infrastructure where a duplicated payment or a ledger that doesn’t balance is a serious incident. We need a fullstack engineer with deep backend and payments experience, who works with AI agents every day and takes full responsibility for what ships.

What You’ll Do

  • Build and own high-performance backend services in Node.js and TypeScript for payment flows, including asynchronous workflows and webhook processing

  • Integrate with external fintech APIs and handle their real-world behavior: retries, timeouts, out-of-order events, and partner downtime

  • Design idempotent payment processing and transaction handling on PostgreSQL that holds up under heavy concurrency

  • Build and maintain immutable ledger and reconciliation logic so the numbers always add up

  • Deliver the frontend for these features in React.js and TypeScript, and make system design decisions across the stack

  • Design and run AI orchestration and multi-agent workflows, including task delegation, context management, and validation of agent outputs

  • Use AI tools and agents across coding, debugging, testing, documentation, and code review

  • Verify everything AI produces before it reaches production. You own the result, whoever or whatever wrote the first draft

  • Raise blockers, risks, and unclear requirements early with the team instead of guessing

What you bring

  • Expert-level experience building high-performance backend systems with Node.js and TypeScript, including asynchronous workflows and webhook engineering

  • Hands-on experience integrating external fintech APIs in production

  • Expert knowledge of PostgreSQL transactions, isolation levels, locking, and concurrency

  • Proven experience designing idempotent payment processing

  • Strong system design skills

  • Good knowledge of financial systems: transactions, immutable ledgers, and core accounting concepts (double-entry, balances, settlement)

  • Working familiarity with BaaS, CaaS, Open Finance, and reconciliation

  • Solid frontend skills in React.js and TypeScript, able to deliver features end to end

  • Hands-on experience with AI orchestration and multi-agent workflows, including managing context across concurrent agent tasks

  • Daily, practical use of AI tools and agents, with a real example of catching an AI mistake before it shipped

  • Proficient English communicator experienced in collaborating across distributed, remote teams

Nice to Have

  • Experience with payment providers, card networks, or banking partners

  • Background in compliance-heavy environments (audit trails, PCI, KYC/AML)

  • Experience with agent context files (e.g., CLAUDE.md-style) and persistent-memory tooling for agents

Skills

Backend DevelopmentAsynchronous WorkflowsWebhook EngineeringFintech API IntegrationPostgreSQLDatabase TransactionsIdempotent Payment ProcessingSystem DesignFinancial SystemsImmutable LedgersDouble-Entry AccountingReconciliationBaaSCaaSOpen FinanceFrontend DevelopmentAI ToolsAI AgentsEnglish (C1)IELTS 7.0+

Let's talk

Get a shortlist within three days

You share the roles and the stack in a short form or a thirty-minute call. Within three working days you get named senior engineers to review, each with both scorecards, and you can hire within five.

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